Do I need landlord insurance? That’s a great question to ask! Currently, there are no legal requirements to have landlord insurance or landlord boiler cover. However, you may find it beneficial to take out a policy.

Are you uncertain of your repair and maintenance responsibilities as a landlord? Perhaps you’re a tenant with a landlord that’s not meeting their obligations? Either way, we’re pleased to say you’ve come to the right place. Here you’ll find a quick guide to landlord responsibilities regarding repair and maintenance and how to comply with the Landlord and Tenant Act 1987.

Landlords who rent out their property are legally required (The Landlord and Tenant Act 1985) to have any gas appliances, such as a boiler, serviced in line with manufacturer guidance. In this guide you’ll find legal information for landlords, including how often a boiler should be serviced and how much it could cost.

Safety at home is the responsibility of everyone, whether you are a private homeowner, landlord or tenant. Gas safety is of primary importance. It is the responsibility of the property owner (landlord), to keep the gas appliances, efficient and safe in their property. It is common sense for tenants who live in the property, to ensure they are aware that gas appliances in their accommodation comply with gas safety regulations and that they’re safe and running at their optimum level.

As a landlord, you are legally required to get all of the gas appliances and flues in your residential properties inspected each year. A qualified gas engineer, who is on the Gas Safe register, must carry out this work. Upon inspection, you will receive a gas safety certificate, often referred to as an LGSR (Landlord Gas Safety Record) or a CP12 certificate. This is essential if you want to let out a property to prospective tenants.

An annual gas safety check is a yearly inspection of all gas appliances in a home. If you use gas appliances – which most of us do – it’s a good idea to get them checked by a Gas Safe engineer (an engineer vetted by the Gas Safe Registry). After the check, you’ll receive a Gas Safe certificate that lasts for a year.

Clean and sustainable energy sources are a huge topic of discussion whilst we battle with climate change and look for less damaging and more sustainable energy solutions. With new innovations coming into play regularly, we’re going to take a look at how the earth beneath your feet is an energy resource – one that most people never take into consideration.

Window glazing protection, in the context of home insurance, protects the windows in your home from unforeseen damage. This should include damage resulting from natural disasters, like extreme winds or storm damage, which can also affect other parts of the house such as the roof. Unexpected accidents caused by humans may also be covered. For example, damage caused by an out of control vehicle crashing into your home or outbuildings and damaging your windows.

‘White goods’ is a term used to describe a wide range of large household appliances commonly found in the home. Fridges, fridge-freezers, washing machines and cookers are common white good appliances. Other common examples of kitchen white goods are tumble dryers, dishwashers, water heaters, microwaves and air conditioners. Kitchen white goods are also known as electrical white goods.