Power cuts can be a little on the scary side, particularly in bad, stormy weather, when they are most common. Luckily for you, we’ve put together a guide on what to do in a power cut, to help you identify and deal with any challenges you may face. We’ll also discuss how you can prepare for a power outage, so you aren’t left completely in the dark, next time the lights go out.

It’s raining heavily. You’re inside, the fire’s lit, the heating’s on, you’re happy. Until, you hear dripping water above your head. You run upstairs and there’s a telltale damp patch on the ceiling. Water’s leaking from somewhere. Is it from pipes in the roof? You turn the water off. Half an hour later, the damp patch is getting bigger? It looks like you’ve got a leaking roof. So what do you do?

There are many roof types. Some have been around for ages like thatched and slate. Others are more modern creations like a fibreglass roof or warm roof construction. There are many roof tiles types too. Some of these are made from natural raw materials, like slate. Others are made from man-made materials. These are usually found on new houses, or older houses that have been re-roofed

A tripped fuse box can occur at the most inconvenient moments. Fuses are a safety measure used in electric circuits. If there’s an electrical fault or excessive current flow, the fuse will break the circuit, causing your power to go out. You’ll find fuses located in the fuse box and inside electrical appliances or their plugs.

Your home is one of the most valuable possessions you’ll ever own, holding both financial and sentimental value. It’s the place that houses all of your belongings, the place where you make memories and the place that keeps your family safe and warm. It is therefore worth going that extra mile to ensure it’s protected.

If you’ve ever been unlucky enough to lose your keys or have them stolen, you’ll know just how stressful it can be. Not only are you unable to get back into your home but you’ve got to then spend time and money hiring a locksmith to carry out a lock change and provide key replacement.

As with all types of insurance, its purpose is to protect the policyholder from unexpected events that cause damage. Specific roofing insurance that covers roof leak repair and routine damage repairs, does not appear to be commonly available in the UK for householders. If you put ‘roofing insurance’, into an internet search engine, you will likely get search results for public liability insurance geared towards roofing contractors and builders.

A broken washing machine can be expensive to repair or replace, not to mention inconvenient. The good news is you can take out specialist washing machine insurance to protect you from unforeseen costs and get the expert help you need quickly.

Do I need landlord insurance? That’s a great question to ask! Currently, there are no legal requirements to have landlord insurance or landlord boiler cover. However, you may find it beneficial to take out a policy.